Who We Are

At CredWave, we are dedicated to empowering digital credit providers and microfinance institutions through innovative digital technology solutions. Our comprehensive suite of tools is designed to streamline the process of accessing, onboarding, and maintaining customers, ensuring a sustainable and profitable operation for our clients.

Our mission and vision

Our mission is to revolutionize the financial services industry by providing advanced digital solutions that empower digital credit providers and microfinance institutions. We strive to streamline operations, mitigate risks, ensure regulatory compliance, and enhance scalability, ultimately driving profitability and sustainability for our clients.

Our vision is to be the leading provider of innovative technology solutions that transform the financial landscape, fostering inclusive and efficient financial services for all.

Services

What We Offer

CredWave offers a range of services tailored to meet the diverse needs of digital lenders and microfinance institutions:

Loan Management System (LMS)

Streamline the entire lifecycle of loan accounts with features like customer loan associations, loan product configuration, repayment tracking, and automated notifications.

Credit Scoring Engine

Evaluate customer creditworthiness using a sophisticated system that integrates multiple data sources and provides real-time analysis for accurate credit scoring.

Open API Gateway

Facilitate seamless access to loan services with a secure, developer-friendly platform that supports real-time processing and extensive documentation.

Core-Banking

Credwave’s Core Banking solutions streamline essential financial operations by automating account management, loan processing, and payments, enabling institutions to operate efficiently, reduce costs, and scale seamlessly across multiple channels.

Governance Frameworks

Our Governance Frameworks empower organizations to establish robust policies, including data privacy and ICT governance, ensuring compliance, operational integrity, and alignment with industry standards for sustainable growth.

Loan Lead and Origination System (LLOS)

Optimize customer onboarding with a cutting-edge CRM and origination platform that integrates multi-channel data collection, verification gateways, and automated workflows.

Data Engine

Ensure accurate and timely data reporting and compliance management with a comprehensive tool designed for regulatory submissions and internal reviews.

Payment Integrations

Enhance fund transfers, loan disbursements, and repayment collections with a user-friendly digital e-wallet platform.

Anti Money Laundering

Our Anti-Money Laundering (AML) system offers real-time transaction monitoring and risk detection, ensuring compliance with financial regulations while safeguarding institutions from fraud and financial crime.

Insurtech

Credwave’s InsureTech solutions optimize the insurance lifecycle by automating policy management, premium collection, and claims processing, allowing insurers to improve service delivery, reduce administrative burdens, and enhance customer satisfaction.